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This extract is written by Kyle Culbert, SystemicLogic Consultant. South Africa receives a large number of migrants from Africa and particularly from the SADC region. This in itself presents a problem to the authorities from both a regulatory and financial control perspective. A variety of institutions have been very vocal and made representation to the authorities to assist migrants in remitting their hard earned mo

This extract is written by Kyle Culbert, SystemicLogic Consultant. Companies are faced with the enduring challenge of maintaining activity, interest and regular spend from clients. Services firms who provide intangible offerings where there is not a constant ‘touch’ factor need to understand the various behavioural aspects that impact interaction decisions. In the financial services world this is true in the case of

This extract is written by Sipho Nkabinde, SystemicLogic Research Portfolio Manager. We often engage with our clients on a regular basis, on and off consulting projects, with a view to understanding their business’ better. One of the most recent recurring themes across various Banks, has to be around dormant accounts. To paraphrase – are there any opportunities that may be explored with inactive accounts? The I

This extract is written by Sipho Nkabinde, SystemicLogic Research Portfolio Manager. We have recently undertaken Corporate Banking projects here at SystemicLogic, where one part of the deliverables was to capture and understand competitor products. During the research, it became apparent that the Banks themselves understand their products differently. The result of these differences, from a customer perspective, is i

This extract is written by Ryan White, SystemicLogic Lead Technologist. Why we’re for Open Source Here at SystemicLogic Technologies (SLT), we like to consider ourselves platform and language agnostic, but, over time, we’ve pretty much only used Free and Open Source (FOSS) platforms. Philosophical arguments aside, some practical elements make FOSS extremely attractive for us, and increasingly, our clients

This extract is written by Gladwell Shikwambana, SystemicLogic Consultant. Moves into Africa In recent years international companies have increasingly reached out into the African market – more specifically banks. Many international banks have focused their investment on African countries and as a result have expanded their African footprint. Various African presence strategies are evident – some banks have cho

This extract is written by Marna-Leeze Schlebusch and Gladwell Shikwambana , SystemicLogic Consultants. In a market where companies are experiencing constantly increasing levels of competition, value network integration has become one of the primary strategies focused in generating new forms of revenue. Few (if any) companies can afford to keep innovation focused internally – instead, most successful companies

“I can’t change the direction of the wind. But I can adjust my sails.” — Anonymous People experience change in a very personal way; no matter if the organisation is fighting to survive or at the top of a growth curve. They need to do things differently or stop what they have been doing. Tomorrow’s uncertainty, confusion and vagueness replaces yesterday’s predictable and stable environment. In spite of logic, cr

SystemicLogic has been running the annual innovation study since 2007 and the 2010 study is almost complete. Whilst finalising this year’s feedback we have included a retrospective of the previous years’ studies and looking back over time at the trends reveals some interesting findings. Back in 2007 the world was a very different place – years of strong growth meant that a very positive sentiment was pervasive

Being in a position where I’m fortunate enough to work with students who are interested in studying the subject of innovation; metaphors are used to shape our understanding of how new ideas come into being and are then allowed to develop into fully developed real-world outcomes. One such metaphor is the role of the architect in shaping our physical environment. The architect, client, designer, builder, financier, etc